Your finance function. Delivered.
Scalable accounting, audit support and advisory outsourcing — powering firms and businesses in Pakistan, KSA, the UK and the US.
Building and maintaining an in-house finance team is expensive — and finding the right talent at the right cost is increasingly difficult. ZAFCA's business process outsourcing (BPO) practice offers a smarter alternative: scalable, high-quality finance and accounting services delivered by qualified professionals, on a model that fits your business. Whether you are a mid-sized enterprise looking to outsource your entire finance function, or an accounting firm in the UK or KSA seeking reliable, technically proficient offshore support, we provide the expertise you need — without the overhead.
Our BPO services
Our BPO model is built on qualified people, secure infrastructure and a service-delivery discipline honed over years of professional practice. Every engagement is supervised by a Chartered Accountant, ensuring quality that meets the expectations of our most demanding clients.
Finance and accounting outsourcing
For businesses that want to focus on their core operations, we take on the full finance function — from transaction processing and bookkeeping through to management reporting, cash-flow forecasting and year-end close. Our outsourced accounting teams operate as an extension of your business, following your chart of accounts, your reporting calendar and your control framework. We work on all major accounting platforms and can integrate with your existing systems or provide a turnkey cloud-based solution.
Audit support for KSA and UK firms
Accounting firms in Saudi Arabia (KSA) and the United Kingdom face relentless busy-season pressure, regulatory complexity and intense competition for qualified staff. ZAFCA provides offshore audit support — including audit working paper preparation, substantive testing, analytical review procedures, financial statement tie-outs and disclosure checklists — delivered by teams trained in IFRS and International Standards on Auditing. Our professionals are familiar with the requirements of SOCPA in KSA and the FRC's auditing and ethical standards in the UK. We work as a seamless extension of your engagement team, under your direction and quality review.
IFRS accounts preparation
For international clients and local entities that report under IFRS, we prepare complete sets of IFRS financial statements — including primary statements, explanatory notes and disclosure checklists. Our IFRS specialists stay current with IASB amendments, new standards and local adoption guidance, ensuring that financial statements are technically accurate and audit-ready when they reach your auditor.
Virtual CFO services
Not every business needs — or can afford — a full-time chief financial officer. Our virtual CFO service provides senior-level financial leadership on a fractional basis: strategic planning, budgeting and forecasting, performance analysis, board and investor reporting, working capital management and financing support. Your virtual CFO becomes a trusted advisor to the CEO and board, bringing the strategic perspective of a seasoned finance professional without the fixed cost of a senior hire.
Staff augmentation
When your finance team faces a temporary surge — whether from a transaction, a system implementation, an audit or a period of staff transition — we provide qualified accounting professionals on secondment. Our staff augmentation model is flexible: short-term or long-term, on-site or remote, individual placements or whole teams. Every secondee is supervised by a ZAFCA partner and operates under our professional standards.
US tax support for CPA firms
US CPA firms grappling with capacity constraints during tax season can draw on ZAFCA's trained tax support professionals. Our team prepares US individual (Form 1040) and business tax returns, performs workpaper preparation, reconciles trial balances to tax returns and handles state-level filings — all under the supervision and review of the engaging CPA firm. We operate within a secure data environment with protocols designed to meet IRS and AICPA expectations for the use of third-party service providers.
Payroll processing
Payroll is high-volume, time-sensitive and heavily regulated. Our outsourced payroll service manages end-to-end payroll processing — salary calculations, statutory deductions (income tax, EOBI, social security), payslip generation, bank file preparation and compliance reporting. We handle both monthly payroll runs and ad-hoc requirements such as final settlements, bonuses and annual reconciliation statements. Our payroll team stays current with amendments to provincial social security legislation, minimum wage notifications and income tax withholding rules.
- Full finance and accounting function outsourcing
- Offshore audit support for KSA (SOCPA) and UK (FRC) accounting firms
- IFRS financial statement preparation — audit-ready outputs
- Virtual CFO — fractional financial leadership tailored to your needs
- Staff augmentation and professional secondments
- US tax return preparation support for CPA firms (1040, 1120, 1065 and states)
- End-to-end payroll processing and compliance reporting
- Secure data environment with strict confidentiality protocols